Document Checklist

Financial and income documents

  • Most recent pay stubs covering the last 30 days

  • W-2s for the last two calendar years

  • Two most-recent statements for all checking, savings, CD, money market, and/or securities-brokerage accounts (please include all pages)

  • Most recent statements for all retirement accounts (IRAs, SEP-IRAs, 401-(k)s or 403-(b)s)

  • Most recent statement of stock options, employee stock option purchase plans, and similar if you’re using them as part of the down payment or for closing costs

  • Federal tax returns (1040s) for the last two calendar years; please include complete returns with all schedules filed

  • YTD Profit & Loss Statement if you’re self-employed or an independent contractor

  • All federal K-1s, partnership returns (1065s) and corporate or S-corp. returns (1120s or 1120-Ss) for the last two calendar years

Property documents

  • Mortgage, real estate tax, and insurance premium statements for all properties currently owned

  • Leases on all rental properties you may own

Personal documents

  • Complete bankruptcy papers, if applicable

  • Divorce decree and settlement statements to verify receipt or obligation to pay alimony and/or child support and to verify the division of assets/liabilities

Proof of identity

  • State-issued driver's license or passport showing your date of birth to satisfy Patriot Act requirements

  • If not a U.S. citizen: a resident alien card (front and back); resident alien application or H1B or L1 Visa plus passport as applicable

Are you ready to get started?

Start your online application by applying with me today. Please do not hesitate to reach out to me with any mortgage related questions! Call me at 407-486-4367 or